Life Event Lending

Financial goals aren’t one-size-fits-all. Michigan First Credit Union makes it possible to navigate life’s moments. A loan is had by us for each and every fantasy and each need.

Our loans that are personal be properly used for:

  • Life phases such as for example a marriage, a brand new child, educational costs, or a brand new home

  • Unanticipated Activities such as for instance a surgical procedure, the passage through of a family member, the increasing loss of a work, or car repairs
  • Residing Your most useful Life with home updates, travel, debt consolidating, a unique car, and sometimes even a watercraft

What’s a full life occasion loan anyhow?

This is the loan you are able to do whatever you want with (provided that it is legal). If authorized, you’ll borrow a set amount and possess planned monthly obligations with an interest rate that is fixed. In the place of putting large costs in your bank card, employing a unsecured loan can offer you reduced interest and predictable re re payments.

Just what if I don’t have stellar credit?

With a Savings Secured Loan, you utilize your checking account as collateral to just take a loan out at a low rate. You can easily borrow any such thing from $500 as much as the total amount in your checking account. The Savings Secured Loan is excellent for those who need certainly to build their credit back around be eligible for a bigger loan!

Could I obtain a line that is personal of?

Yes, our Signature personal credit line is a superb choice when you need some more money. It’s a preset credit restriction you could draw from whenever you want. We provide a set rate of interest and access via online and banking that is mobile. Take pleasure in the satisfaction which comes from knowing you’ve got money that is extra!

By having a loan that is customized Michigan First, it is possible to policy for both the anticipated and unforeseen.

Often, you merely require some spare cash. Michigan First’s Skip-A-Pay option make that take place. Qualified users can skip one loan re payment between February and October, and when once more in December. Skip-A-Pay expenses $60 for a true house equity loan and $40 for many other loan kinds – but you could get this fee waived with MoneyPerks points.

How will you be eligible for a Skip-A-Pay?

Take a look at FAQs for details. Trust us, it’s an excellent tool to have in the back pocket for 30 days whenever your spending plan is extended only a little too tight.